Susan has a great life as a physical therapist on the island of Ocean Spray. It was isolated from the busy world when the lone bridge connecting the island to the mainland was destroyed. Involved in the destruction is Sam, a man who's traveled to the island to find her. When they meet, Susan feels as if she's seen a ghost! Sam is the twin of her deceased fiance, Grant, and the father of her twin boys! With the bridge out of commission, Sam must admit he came to deliver Grant's life insurance, but he doesn't have to admit that he's fallen in love with Susan and the boys. They like having their uncle around, and Susan appreciates the help around the island, but when it looks as if the bridge will be repaired, Susan and Sam must face a choice: stay on the island or return to the way things were.