Kat raises her little sisters while running a small bed-and-breakfast. Business hasn't been great lately, though, and she is about to lose ownership of the property. She doesn't know what to do next, but for now she's just keeping the place open as long as she can. One day, in the midst of all this, a man comes through a winter storm and sends Kat's heart racing. He's just too handsome. Of course, he's unaware of her feelings and leaves the next day. But a few days later, the same man shows up again. It turns out his name is Mikhail. Apparently, Mikhail has bought the deed to Kat's bed-and-breakfast, and he has come to make her an offer she can't refuse!