When Lizzie finds out Sean is a hot New York stock broker, she thinks he suspects her of being a gold digger because she recently lost her nursing job. Lizzie is insulted by this, yet she can't resist Sean's heartfelt apology. When she learns that her deceased landlord and Sean had a dark, unhappy past, she vows to heal his wounds. But her kindness is greeted with hostility instead of warmth...
Sean, a young star of Wall Street, has a secret past no one knows about. One night he receives a call from an unknown woman who informs him of his estranged father's death. The caller is Lizzie, who rented one of his father's rooms. She offers heartfelt condolences, but Sean is skeptical and suspects she has an ulterior motive, so he hardens his heart. Does she want his money? But it seems that Lizzie has no hidden agenda and Sean is smitten by her innocence. He wants her. But what if she finds out about his past?